Wednesday, December 26, 2007

Racist Collection Agency Ordered To Pay $854,389.81

Dolores Maddux had a disputed bill with CitiFinancial. Merchants Retail Credit Association (MRCA) a third party collection agency and debt buyer, eventually bought the bill from CitiFinancial.

MRCA demanded $10,000 from Dolores Maddux which she disputed. Responding to the dispute, MRCA debt collectors called her lazy, fat, black, inbred, pathetic and stupid. They called Gilbert Maddux, Dolores' husband at work even though they knew Gilbert Maddux had no liability for the alleged debt. A MRCA debt collector stated that if Gilbert did not pay the debt, he would ‘bring four guys down from Topeka to take care of the situation.”

MRCA called incessantly and threatened the Maddux family even after the Madduxes hired an attorney. The Maddux family sued MRCA Maddux v. MRCA, No. 0526-CV26963 [16th Cir MO, 2007]. The court awarded $616,970.87 to the Madduxes and $237,418.94 in attorney fees and costs to the Madduxes’ attorneys.

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